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Sao WalletKeep, send and spend money on any phone.

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Sao PayTake payments by QR, link or API.Sao POSA counter terminal for cards, wallets and cash.
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🇬🇭GhanaWallet, Pay and POS 🇱🇷LiberiaWallet and Pay 🇸🇱Sierra LeoneWallet and Pay 🇸🇹São Tomé and PríncipeWallet and Pay 🇬🇲The GambiaWallet See all countries and what is coming next
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🇬🇭Ghana
🇱🇷Liberia
🇸🇱Sierra Leone
🇸🇹São Tomé and Príncipe
🇬🇲The Gambia

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🇬🇭 Ghana 🇱🇷 Liberia 🇸🇱 Sierra Leone 🇸🇹 São Tomé and Príncipe 🇬🇲 The Gambia

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Licence statement for Ghana: Sao Payment Ltd is licensed by the Bank of Ghana as a Dedicated Electronic Money Issuer under the Payment Systems and Services Act, 2019 (Act 987).

© 2026 Sao Payment Global Ltd. All rights reserved.

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Join the Beta.

Sao Wallet is in beta. Install the test app on your phone and try it before launch. You can open your account with a phone number and a valid ID.

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