Countries
Sao in your country.
Choose your country to see the products, agents and support available to you. Sao is licensed by the central bank in every country on this page.
Licensed · live since 2021
Ghana
Accra · 3 products liveSao WalletSao PaySao POS
See Sao in Ghana 
Licensed · live since 2023
Liberia
Monrovia · 2 products liveSao WalletSao Pay
See Sao in Liberia 
Licensed · live since 2024
Sierra Leone
Freetown · 2 products liveSao WalletSao Pay
See Sao in Sierra Leone 
Licensed · live since 2025
São Tomé and Príncipe
São Tomé · 2 products liveSao WalletSao Pay
See Sao in São Tomé 
Licensed · live since 2026
The Gambia
Serrekunda · 1 product liveSao Wallet
See Sao in The Gambia Coming next
More countries follow in 2027.
A country appears here only after its central bank has licensed Sao. Until then its page shows wording approved by our compliance team, with no sign-up option.
Awaiting licence
Nigeria
Sao is not available in Nigeria today. Leave your details and we will write to you when there is news.
Tell me when Sao launches in Nigeria