For business

Get paid every way your customers pay.

Take payments by QR code at the counter, on a POS terminal, by payment link on WhatsApp or through an API in your app. Wallets, cards and cash are settled to your account the same day.

Licensed by the Bank of Ghana · Same-day settlement · No hardware needed to start

A boutique owner behind his counter with a Sao QR stand
Same daysettlement to your account
Instantpayment alerts in the app
3ways to take payments
0hardware needed to start

How to start

Start taking payments this week

  1. 1

    Tell us about your business

    Send the enquiry form. The commercial team in your country replies within one business day.

  2. 2

    We verify your business

    Apply with your business registration or a guarantor. Verification takes 2 business days.

  3. 3

    Start taking payments

    Print your QR code, share a payment link or switch on your terminal. Settlement lands the same day.

Merchant enquiry

Tell us about your business

Your enquiry goes to the commercial team in your country. You will hear back within one business day.

What happens next
  1. Confirmation on screen
  2. A call from the commercial team within one business day
  3. We verify your business in 2 business days
  4. You start taking payments
What do you want to accept?
Countries are limited to those where Sao is licensed.

Join the Beta.

Sao Wallet is in beta. Install the test app on your phone and try it before launch. You can open your account with a phone number and a valid ID.

Android · Google PlayAndroid · Google PlayiPhone · TestFlightiPhone · TestFlightOn a computer? Scan the code for your phone.

Cookie settings

Reject and accept carry the same weight. You can change your choice at any time from the footer.

Read the cookie policy