Get paid every way your customers pay.
Take payments by QR code at the counter, on a POS terminal, by payment link on WhatsApp or through an API in your app. Wallets, cards and cash are settled to your account the same day.
Licensed by the Bank of Ghana · Same-day settlement · No hardware needed to start

Ways to take payments
Three ways to take payments, one daily settlement
Start with one and add the others when you are ready. Every payment lands in the same account and the same daily report.
QR codes and payment links

No hardware needed. Print a QR code for your counter or send a payment link on WhatsApp.
Sao POS

A counter terminal that takes cards, wallets and cash, prints receipts and gives you daily reports.
Online and API

A checkout for your website or app, with plugins for the common e-commerce platforms.
How to start
Start taking payments this week
- 1
Tell us about your business
Send the enquiry form. The commercial team in your country replies within one business day.
- 2
We verify your business
Apply with your business registration or a guarantor. Verification takes 2 business days.
- 3
Start taking payments
Print your QR code, share a payment link or switch on your terminal. Settlement lands the same day.
Merchant enquiry
Tell us about your business
Your enquiry goes to the commercial team in your country. You will hear back within one business day.
- Confirmation on screen
- A call from the commercial team within one business day
- We verify your business in 2 business days
- You start taking payments
