Licensed in every country we serve.
For customers, regulators, partners, investors and press.
Licences
Our licences, country by country.
For regulators, partners, investors and press.
Download certificates (PDF)| Market | Regulator | Licence |
|---|---|---|
| Ghana | Bank of Ghana | Dedicated Electronic Money Issuer |
| Liberia | Central Bank of Liberia | Mobile Money Operator |
| Sierra Leone | Bank of Sierra Leone | Payment Service Provider |
| São Tomé and Príncipe | Banco Central de S. Tomé e Príncipe | Prestador de Serviços de Pagamento |
| The Gambia | Central Bank of The Gambia | Payment Service Provider |
How we protect your money
1
Safeguarded accounts
Your money is kept in safeguarded accounts, separate from the money Sao uses to run the business.
2
Monitored 24 hours a day
We monitor every transaction 24 hours a day and act on anything unusual.
3
You stay in control
You confirm every payment before it leaves your wallet, and you get a receipt for every transaction.
Need a document for due diligence?
Write to the compliance team and we reply within 2 business days.