About Sao

Payments and wallets for people and businesses.

We build the wallet, payments and agent network that move money in five licensed countries, with more to follow.

Our story

Built around you and the way you use money.

Most of our customers use Android phones on 3G. So we built Sao to work well in the app and in person at a Sao agent.

We are licensed by the central bank in every country we serve.

AppIn the Sao appOn Android and iPhone, built to work well on 3G and on older phones.

AgentIn person, near youSao agents help you open an account, deposit and withdraw in your own neighbourhood.

What we stand for

Licensed by the central bank in every country we serve.

Built for the phone you already own and the agent down your street, not only for people with the newest smartphone.

Our plan is 25 countries by 2030. Each new country gets the same products, the same standards and a local team.

Our countries

Licences

For regulators, partners, investors and press.

Market	Regulator	Licence
Ghana	Bank of Ghana	Dedicated Electronic Money Issuer
Liberia	Central Bank of Liberia	Mobile Money Operator
Sierra Leone	Bank of Sierra Leone	Payment Service Provider
São Tomé and Príncipe	Banco Central de S. Tomé e Príncipe	Prestador de Serviços de Pagamento
The Gambia	Central Bank of The Gambia	Payment Service Provider

We are hiring in engineering, compliance, agent operations and marketing in all five countries.

Press releases and the media kit, in one place for journalists.

Company facts, governance information and the right people to contact.