Sao in São Tomé and Príncipe

Colonial buildings and palm trees on the São Tomé waterfront

São Tomé and PríncipeLicensed · live since 2025

Your wallet and payments in São Tomé and Príncipe. Download the Sao app to keep, send and spend your money, and to take payments in your shop.

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Licence statement

Sao is licensed by the Banco Central de São Tomé e Príncipe as a payment service provider (Prestador de Serviços de Pagamento).

Products in São Tomé and Príncipe

Available in São Tomé and Príncipe

Two products in one Sao account. Licensed by the Banco Central de São Tomé e Príncipe.

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A woman on a train using the Sao app on her phone

Live in São Tomé

Sao Wallet

Keep your money, send to any phone number and pay bills from the Sao app.

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A shop owner behind her counter with a QR code stand

Live in São Tomé

Sao Pay

Take QR and payment link payments in your shop or online. Your money reaches your account the same day.

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Sao Wallet and Sao Pay are live in São Tomé and Príncipe today. Other products appear here when they launch.

How to open your account

AppDownload the app from Google Play or the App Store and verify with a valid ID in minutes.

OfficeVisit the Sao office in São Tomé and open your account with help in person.

Google Play App Store

Local support

Email support.st@saopayglobal.com or visit a Sao agent.

How to complain

Contact us first at support.st@saopayglobal.com. We respond within 2 business days and aim to resolve your complaint within 15. If you are not satisfied, you may contact the Banco Central de São Tomé e Príncipe.