A busy street in Serrekunda
The GambiaLicensed · live since 2026

Your wallet in The Gambia, with Sao agents in Serrekunda and Banjul. Use the Sao app.

Licence statement

Sao is licensed by the Central Bank of The Gambia as a payment service provider.

Products in The Gambia

Available in The Gambia

Your money in one Sao account. Licensed by the Central Bank of The Gambia.

Compare products

Sao Wallet is live in The Gambia today. Other products appear here when they launch in The Gambia.

A mother at home using her phone
A Sao agent helping a customer on her phone

How to open your account

AppDownload the app from Google Play or the App Store and verify with a valid ID in minutes.
AgentVisit a Sao agent and open your account with help in person.

Local support

Email support.gm@saopayglobal.com or visit a Sao agent.

How to complain

Contact us first at support.gm@saopayglobal.com or through any Sao agent. We respond within 2 business days and aim to resolve your complaint within 15. If you are not satisfied, you may contact the Central Bank of The Gambia.

Join the Beta.

Sao Wallet is in beta. Install the test app on your phone and try it before launch. You can open your account with a phone number and a valid ID.

Android · Google PlayAndroid · Google PlayiPhone · TestFlightiPhone · TestFlightOn a computer? Scan the code for your phone.

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